Visit our Martinsburg Finance Center
Learn More About the Finance Center at Kent Parsons Ford Inc in Martinsburg
The next time you want to park a new or used Ford truck, car, or SUV in your Hagerstown driveway, you'll probably need financing. At Kent Parsons Ford Inc, we have a finance team available to help you find the lease or loan that works with your specific needs. Whether you're searching for a new truck or a pre-owned SUV, and whether you have outstanding credit or are still working on it, we have financing options for you. We also make applying online or in person simple with our finance team and online financing tools.
We Make it Easy!
New and Used Financing Options
ÂIf you want a new or used vehicle, you can get a loan to cover the cost. Get a loan for the majority of the price, or choose a smaller amount if you're able to pay for the majority of it in cash. You could come up with a down payment by selling your current vehicle to us, too. Buying a car with a loan is a great option for people who know that they want to own their vehicle for several years and drive it many miles through Winchester and beyond. Additionally, you'll love getting a loan if you want to be able to drive it as much as you want and make adjustments to the vehicle without fear of breaking lease terms. We work with people from many financial situations, so we can help you find the loan that will have right interest rates for you. If you're working to rebuild your credit, we can help you find one that will help you improve your credit score as you make on-time payments.
New Vehicle Leasing
If you want to try out a new vehicle for a couple of years and trade it in for the latest model later, you should check out our leasing options. You'll enjoy leasing your next vehicle if you want to experience all of the latest features and potentially get a monthly lease amount that's less than what you would pay for the monthly loan payment. You'll also appreciate the tax benefits to leasing a vehicle, if you are getting it for your business. Leasing allows you to enjoy the benefits of driving a new Ford car through Kearneysville and beyond without the responsibilities of ownership.
Should You Choose Financing or Leasing?
If you're trying to decide if financing or leasing is the right option for you, there's a few tips that you can use to make the decision. First of all, think about how often you want a new vehicle. People who like to keep their vehicle updated would probably prefer a lease. Secondly, determine whether a new or used vehicle is a better option for you. Thirdly, decide if you can get any additional benefits from choosing a lease over loan. Finally, look at which options are available to you according to your specific financial situation. We can help you determine the answer to each when you stop by for your financing consultation.
Ready to begin?
Applying Online Is Easy
If you're ready to find your next Ford vehicle and want to know what kind of financing options you have, applying online is a smart option because it's convenient and you can streamline your appointment. To start the process, simply go to our financing page on our website while you're hanging out in your Purcellville home. You can learn how much you could qualify for if you want to get a loan, and you could learn more about the APR available to you. We also have information available about the type of lease that you could get and which models and trim levels you have the credit to qualify for. You only need to put in a few pieces of information so that we can run a credit check to learn more. If you have any questions, don't hesitate to reach out online or over the phone. We look forward to seeing you here soon.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Kent Parsons Ford Inc
1400 Shepherdstown Road
Martinsburg, WV 25404
- Sales: (304) 263-3344
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